Rules for Applying for Disability Benefits
| Q: | If the attending physician at the hospital refuses to issue a disability diagnosis certificate, can the Bureau of Labor Insurance assist in requesting the physician to provide one? |
| A: |
The disability assessment for farmers health insurance must be made by the attending physician based on professional judgment. The Bureau of Labor Insurance cannot compel a physician to issue such a certificate. |
| Q: | If the insured person obtained a disability diagnosis certificate from a physician while alive, can an application for disability benefits still be submitted? |
| A: |
The application for disability benefits must be filed while the insured person is still alive. If the insured person has already passed away, the application cannot be made. |
| Q: | How is it determined whether an application was submitted while the insured person was alive or after death? |
| A: |
The postmark date is used to make this determination. Applications submitted after death are not eligible for benefits. |
| Q: | If an insured person has received farmers’ disability benefits and can no longer engage in agricultural work, can they continue their insurance coverage? |
| A: |
The Bureau of Labor Insurance will terminate their insurance. |
| Q: | If an insured person has received farmers’ disability benefits but is still capable of engaging in agricultural work, may they continue their insurance coverage? |
| A: |
Yes. |

