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Rules for Applying for Disability Benefits

Answer
Q: If the attending physician at the hospital refuses to issue a disability diagnosis certificate, can the Bureau of Labor Insurance assist in requesting the physician to provide one?
A: The disability assessment for farmers health insurance must be made by the attending physician based on professional judgment. The Bureau of Labor Insurance cannot compel a physician to issue such a certificate.

Q: If the insured person obtained a disability diagnosis certificate from a physician while alive, can an application for disability benefits still be submitted?
A: The application for disability benefits must be filed while the insured person is still alive. If the insured person has already passed away, the application cannot be made.

Q: How is it determined whether an application was submitted while the insured person was alive or after death?
A: The postmark date is used to make this determination. Applications submitted after death are not eligible for benefits.

Q: If an insured person has received farmers’ disability benefits and can no longer engage in agricultural work, can they continue their insurance coverage?
A: The Bureau of Labor Insurance will terminate their insurance.

Q: If an insured person has received farmers’ disability benefits but is still capable of engaging in agricultural work, may they continue their insurance coverage?
A: Yes.

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