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Q：
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Who should participate in maternity insurance?
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A：
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Employees should participate in maternity insurance. Employers shall pay maternity insurance premiums in accordance with national regulations, while employees do not pay maternity insurance premiums.
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Q：
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What benefits are included in maternity insurance?
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A：
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Maternity insurance benefits include maternity medical expenses and maternity allowances.
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Q：
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What does maternity medical expenses include?
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A：
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Medical expenses for childbirth;
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Medical expenses for family planning;
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Other project expenses as stipulated by laws and regulations.
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Q：
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Under any of the following circumstances, employees may enjoy maternity benefits in accordance with the provisions of the state?
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A：
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Female employees are entitled to maternity leave when giving birth.
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Enjoy leave for family planning surgery;
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Other circumstances as prescribed by laws and regulations.
Maternity benefits are calculated based on the average monthly salary of the employees of the employer where the employee works in the previous year.
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Q：
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What does the social insurance fund include?
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A：
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Social insurance funds include basic old-age insurance funds, basic medical insurance funds, work-related injury insurance funds, unemployment insurance funds and maternity insurance funds. Except for the basic medical insurance fund and the maternity insurance fund which are consolidated for accounting and calculation, other social insurance funds are accounted for separately according to the types of social insurance and are accounted for separately. Social insurance funds follow the unified national accounting system.
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FAQ
