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Corporate Service - Taiwan

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Claiming Insurance Benefits with Unpaid Premiums

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Q: For farmers who are mandatorily enrolled in occupational accident insurance, if premiums have not been paid, can they make retroactive payments and then apply for insurance benefits?
A: Yes. However, the Bureau of Labor Insurance will temporarily withhold benefit payments until all outstanding premiums have been fully paid.

Q: For farmers who voluntarily enroll in occupational accident insurance, if premiums have not been paid, can they make retroactive payments and then apply for insurance benefits?
A: No. In such cases, the farmer occupational accident insurance eligibility will be directly canceled, and they will not be able to claim benefits.

Q: If an insured person has paid the premiums for occupational accident insurance but has outstanding premiums for farmer insurance, can they apply for occupational accident insurance benefits?
A: No. the bureau of labor insurance will temporarily withhold benefit payments until all outstanding farmer insurance premiums are fully paid.

Q: Can farmer insurance premiums be paid after the due date?
A: Yes. There is a 30-day grace period after the due date during which premium still can be paid.

Q: If premiums remain unpaid after the grace period, will a late payment penalty be imposed?
A: Yes

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