Injury or Sickness Benefits with Unpaid Premiums
| Q: |
After receiving disability benefits, may an insured person continue to claim injury or sickness benefits and medical care allowances due to an occupational injury or illness? |
| A: |
Yes. If the insurance coverage remains valid, and the insured person is still under treatment for an occupational injury or illness and is unable to work, they may continue to claim the relevant benefits. |
| Q: |
If the insurance coverage has already been terminated, may an insured person continue to claim injury or sickness benefits and medical care allowances due to an occupational injury or illness? |
| A: |
No. |
| Q: |
After an insured person has withdrawn from the insurance, may they claim injury or sickness benefits and medical care allowances for the period following withdrawal? |
| A: |
No. |
| Q: |
If occupational injury insurance premiums have not been paid, may the insured person make a late payment and then apply for injury or sickness benefits and medical care allowances? |
| A: |
If the insured person is covered under voluntary insurance and fails to pay the premiums by the prescribed deadline, the insurance eligibility will be cancelled, and no application for benefits may be made. |
| Q: |
May an insured person with outstanding Farmers’ Insurance premiums apply for injury or sickness benefits and medical care allowances? |
| A: |
Payment of benefits will be suspended until the outstanding Farmers’ Insurance premiums and any late payment surcharges have been fully settled. |

