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Corporate Service - Taiwan

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Condition for Receiving Injury and Sickness Benefits

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Q: If an insured person is injured while engaging in agricultural work and receives outpatient treatment, but is still able to continue working in agriculture, may they apply for injury or sickness benefits?
A: No. Although the insured person was injured while performing agricultural work, they are still able to work and therefore do not meet the eligibility requirements for claiming injury or sickness benefits.

Q: If an insured person is involved in a traffic accident while traveling to or from agricultural work via the usual route, does this constitute an occupational injury?
A: Yes. Provided that no other private activities were involved and there was no violation of major traffic laws, it should be regarded as an occupational injury.

Q: May an insured person apply for injury or sickness benefits using a medical certificate issued by a traditional martial arts clinic?
A: No. The medical certificate must be issued by a hospital, clinic, or physician holding a valid medical practice license.

Q: What is the time limit for applying for injury or sickness benefits?
A: The application must be submitted within 5 years.

Q: For insured person who require long-term treatment, may injury or sickness benefits be claimed in installments?
A: Yes. The benefits may be claimed in multiple installments or claimed in a single lump sum after the insured person has resumed agricultural work.

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