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How to Make a Job Offer of the U.S. Company (IV)

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How to Make a Job Offer of the U.S. Company (IV)

In addition to the job offer requirements and employee benefits outlined in the previous articles, companies often offer a number of other benefits that can be discussed with candidates before making an offer. This article will introduce some of the most common benefits companies may provide.

  1. Dental Insurance

    Dental insurance has become an increasingly popular and expected employee benefit. Typically, these plans cover all or part of the costs for routine check-ups, fillings, and other standard dental procedures. They may also include orthodontics or major restorative work, though often with specific limitations. Most dental plans include deductibles, requiring employees to cover a portion of the cost per visit or treatment.

  2. Vision Care

    Most vision benefit plans limit coverage to routine eye exams and provide discounts on eyeglasses and contact lenses. These plans often impose coverage caps on lenses, frames, and contacts. Additionally, they generally exclude serious eye conditions or diseases, which are typically covered under the employee’s primary health insurance policy.

  3. Family Assistance

    Evidence shows that the growing number of dual-income households, single working parents, domestic partners, and employees caring for both children and elderly parents has accelerated employer demand for childcare and eldercare assistance. Below are common ways companies provide such benefits:

    (1)
    Childcare

    Beyond flexible hours, some companies offer on-site daycare. While convenient for working parents, few employers provide this due to high costs (e.g., liability insurance) and extensive state/county regulations (e.g., play area requirements and staff-to-child ratios).

    (2)
    Eldercare

    As life expectancy increases, many employees must care for aging parents or relatives. Some companies now offer eldercare benefits, including partial reimbursement for specialists, emergency home care, or coverage for adult dependents under health plans.

    (3)
    Contracted Child/Elder Daycare Services

    Companies contract with external providers to offer childcare or eldercare services. This approach is growing but requires due diligence to ensure quality and compliance.

    (4)
    Vouchers

    Vouchers represent a form of financial subsidy provided to employees to offset either the entirety or a portion of the expenses associated with external childcare services. Vouchers are the simplest form of childcare assistance.

    (5)
    Dependent Care Reimbursement Accounts (DCRA)

    These accounts allow employees to utilize pretax funds for covering expenses related to dependent care.

    (6)
    Accessible Fertility Benefits

    These benefits are generally included in the group health plan. According to the National Infertility Association, 60% of employees reported that issues related to family formation and fertility have adversely affected their work performance, while 77% would stay longer at companies offering fertility benefits.

    (7)
    Adoption Assistance

    Many companies provide tax-exempt adoption assistance and taxable surrogacy benefits. These are not ERISA-regulated or part of group health plans.

  4. Paid Time Off (PTO)

    Compensating employees for non-working days—whether holidays, vacations, sick leave, or personal days (now commonly consolidated as PTO)—is a critical benefit that must be detailed in employee handbooks. Policies vary, but general practices include:

    (1)
    Most companies allocate paid holidays to their employees annually, which typically include occasions such as New Year's Day, Independence Day, Thanksgiving, and Christmas, among others.

    (2)
    The allocation of vacation days annually may differ based on the duration of employment. Per the U.S. Bureau of Labor Statistics (2021), over one-third of private-sector employees receive 10–14 days of PTO after one year of service. After 10 years, 33% receive 15–19 days. Remaining employees receive fewer days.

    (3)
    Companies differ in allowing carryover, mandating annual use, or capping maximum balances to limit liability for unused PTO upon employee departure.

    (4)
    Certain organizations integrate sick leave, personal leave, and vacation leave into a single PTO system.

  5. Leaves of Absence

    A leave of absence allows employees to take extended time off (typically unpaid) while retaining employment status. Employers may grant leaves for reasons such as parental leave, illness, education, travel, or military duty.

    When not legally mandated (e.g., under the Family and Medical Leave Act (FMLA)), employers may set discretionary policies on leave duration, benefit retention, and job guarantees. Eligible employees receive 12 weeks of unpaid leave annually for:
    (1)
    Caring for a newborn or newly adopted child (applies to both parents).
    (2)
    Caring for a child, spouse, or parent with a serious health condition.
    (3)
    Addressing the employee’s own serious health condition.
    (4)
    Handling qualifying emergencies related to a family member’s military service.

    Military caregivers may receive up to 26 weeks of unpaid leave in a 12-month period.

  6. Sick Days

    Formal sick leave policies often cap paid sick days (6–12 days annually) and limit consecutive absences (beyond which unpaid leave may apply). Many companies offer short-term disability plans, activating either immediately after an accident or on the eighth calendar day of illness. Short-term disability typically ends after 3–6 months, after which long-term disability may begin.

    Some companies incentivize unused sick leave, such as offering cash payouts (e.g., 50% of unused days) at year-end or upon departure. Others implement Combined Time Off (CTO) or PTO plans merging vacation and sick leave.

Reference:
[1] Andrea Butcher. Human Resources Kit. John Wiley & Sons, Inc., 2023.

Disclaimer

All information in this article is only for the purpose of information sharing, instead of professional suggestion. Kaizen will not assume any responsibility for loss or damage.

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