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Q&A Regarding Maternity Insurance Benefits in Beijing (3)

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Q:
Which are maternity medical expenses paid by maternity insurance?
A:
Payment scope of maternity medical expenses includes medical expenses of prenatal examination and medical expenses of childbirth.

Q:
Which are medical expenses of family planning surgery paid by maternity insurance?
A:
Payment scope of medical expenses for family planning includes medical expenses incurred by employees due to the placement (or removal) of intrauterine devices, abortion, induced labor, sterilization and recanalization for family planning.

Q:
Can non-Beijing residents apply for maternity insurance?
A:
Non-Beijing residents who paid maternity insurance normally in Beijing can enjoy the reimbursement treatment of maternity insurance.

Q:
The husband has attended maternity insurance in Beijing, but the wife has not attended maternity insurance, can the wife declare relevant medical expenses?
A: Cannot. The female employee must pay maternity insurance normally, then she can apply for maternity insurance when she incurs medical expenses.

Q:
When should maternity insurance benefits be declared?
A: Below are the declaration time requirements:
  1. The expenses incurred in the current month shall be declared 2 months later;
  2. If there are new insured or new recruits, the expenses shall be declared 2 months after attendance of insurance;
  3. There is no time limit for the declaration, and it is suggested to avoid the peak period at the end of the year when declaring.

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