Q：
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What are maternity insurance benefits?
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A：
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Maternity allowance;
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Maternity medical expenses;
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Medical expenses for family planning operation;
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Other expenses stipulated by the state and Beijing municipality.
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Q：
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What are the requirements for applying for maternity allowance?
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A：
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One of the following conditions shall meet:
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The maternity insurance shall be paid normally in the month of childbirth, and the payment shall be paid normally for 9 consecutive months before childbirth;
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If the payment before childbirth is less than 9 months, the payment shall be made continuously and normally for 12 months after childbirth (including the month of childbirth);
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The maternity insurance shall be paid normally in the month of abortion.
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Q：
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How to calculate maternity allowance?
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A：
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The maternity allowance is calculated by dividing the average monthly salary of the company where the Insured Employee terminates her pregnancy by 30 and multiplying by the number of days of maternity leave.
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Q：
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How should maternity allowance be paid if allowance is lower than maternity leave salary?
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A：
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If the maternity allowance is higher than the maternity leave salary, the employer shall not deduct it; If the maternity allowance is lower than the maternity leave salary, the employer shall make up the difference.
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Q：
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How is maternity allowance paid?
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A：
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If maternity allowance is selected to be paid by the employer company, the company shall pay the maternity allowance to the applicant in time according to the policies and regulations; If it is paid by bank, please pay attention to the bank account balance change information of the applicant's personal account.
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FAQ
